Retirement Side Hustles for Extra Money


If you’re retired or on a fixed income you may find there are times you need a little extra cash. A side hustle is anything you do on the side for extra money that’s not like a regular job with an employer. Young entrepreneur types are all about the side hustle but that doesn’t mean those who are in retirement can’t hustle too. Here are few ideas to increase your cash flow that you don’t have to be in your twenties to pull off.

Retirement Side Hustles for Extra Money- Ideas that fit in retirement.

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Rent out sleeping space

If you have a spare room not being used or even some open space in a basement with a sofa sleeper, you could rent it out on AirBnB. Many people, myself included, would prefer to stay someplace unique and homelike instead of a boring hotel room when they travel. For the guest, there’s the opportunity to talk with a local who can give them advice on restaurants, attractions or the quickest way to get where they’re going. For the host, they get to meet someone new with possibly interesting stories to tell about their travels and make some extra money.

Rent out a room on AirBnB

Setting up a listing is easy and payment is made to the site when the guest books your room and then paid to you after their stay. You don’t have to deal with taking payments directly from the guest and AirBnB takes care of all the website and advertising costs with the fee they charge the guest.  Guests and hosts leave reviews of each other after their stay, so you can see what others have to say about guests, hosts and accommodations. My kids and I have used AirBnB a couple times as guests and had really great experiences each time. We’ve felt completely safe. I’ve considered renting out a spare room in my own house as well. If you’re new to the site and click on my links, you’ll automatically receive a $25 credit to your account to use on your first reservation through AirBnB! Save some money the next time you need to spend the night somewhere!

Rent out storage space

If you have a clean dry basement you’re not using or space in your garage, you could rent it out to someone for storage. You’d probably be charging less than a storage facility, so the people renting would be happy and you’d make some money off something you weren’t using anyway.

Have a big yard or some land? How about letting people store their boats and RVs on your property? Lots of people need a place to keep their RVs and boats when they’re not using them and they don’t have space at their own home. They can either rent space at a storage facility or in your yard for a little cheaper. This works especially well if you live somewhat near a lake or other recreational area.

If you have a garden plot you no longer use, you could rent this out to someone who lives in an apartment or doesn’t have a yard but would like to grow their own produce. Maybe you’d even get some of the surplus vegetables.

Make Extra Money Online

User Testing is a website where you test out other websites and give feedback on how they worked and what you liked and didn’t like about them. Each test takes 10-20 minutes and pays $10. They pay directly to your Paypal account seven days after completion. They are a quick and easy way to make a little extra cash.

Earn gift cards by surfing the web, taking surveys, watching videos and answering polls with Swagbucks. I have my homepage set to browse from the Swagbucks website and receive points as I search for whatever I’m searching for already.  So far, I’ve been able to earn a couple $25 gift cards. Inbox Dollars is a similar site. I just recently received my first $30 in cash from them.

There are also sites and apps that pay you for uploading your receipts from various things you buy every day. I use the app Receipt Hog. Each time I have a receipt for anything I take a quick picture of it with my phone and upload it. You earn points for uploading them and once you have enough points you can have your cash deposited straight to your PayPal account. It doesn’t take long to earn $5, which is the minimum payout. I look at it as a little rebate for spending money I am spending already.

Cash in on your extra time

A fun way to make some money would be to offer yourself as a house sitter and/or pet sitter. With house sitting, whether or not you get paid or just a free place to stay is negotiable. If you don’t get paid, it could be a great way to save money by not having to pay for a hotel or rent a place to stay while you travel or explore a new area. There are people who house and pet sit year round going from one job to another.

dog walking for extra money

If you love dogs you could be a dog walker during the day while their owners are at work. Great way to get exercise and if you love dogs, it’s perfect.

If you enjoy children and have patience and energy to spare you could pick up some babysitting gigs on or Rates vary by region, but many seem to pay $10-15 an hour. There are one time only requests, part time and full time jobs available. also has an area for pet sitting, elder sitting, housekeeping and errands as well.

Do you have a skill you could teach others? You could take only as many students as you wanted to make some extra cash by teaching music lessons, sewing, knitting, cooking, etc. Think about what you know how to do, either as a hobby or from your working days and consider teaching others what you know.

Start an ironing service. Some people find ironing relaxing and enjoyable. I am not one of those people, but if you are, advertise that you will do ironing for so much per shirt, pants, etc. Busy young workers will pay for the time you save them.

Turning hobbies into cash. There are lots of ways you can turn something you already enjoy doing into a little or a lot of extra money. Enjoy gardening? Start selling your crops at local farmers markets or post a sign in your neighborhood.

Sell at farmer's markets

Enjoy baking or canning? You can go to farmers markets also.

If you’re crafty, try out going to craft shows or local festivals to sell items you create, sew, knit, crochet, etc. Or if you know how to decorate cakes and cookies you could bake them for birthdays, graduations, etc.

sell crafts for extra money

Go to garage sales or auctions and find items you could sell online for a profit. You’d need to do some research or talk to others that do this to find out what sells. Besides eBay, there’s also Etsy, Bonanza, and of course Craigslist. It doesn’t take much to set up an Etsy shop. I’ve had one for a few years selling mostly vintage items and a few handmade things. You can check out my shop at Saved By Danell. I may do a future post in more detail about how to sell on eBay and Etsy as I’ve been doing both for extra money for several years.


You could also make some extra cash just by looking around at what you already have that you aren’t using and selling some of your excess. You could sell online through eBay, etsy or Craigslist or have a garage sale.

Mystery Shop

Businesses want to know how their stores and employees are performing. You get to choose what shops you want to accept, and will know what the pay is and the location of the shop prior to accepting. You will get an email letting you know when there is a shop available in your area. They tell you the scenario and things you need to look for, then after the shop you complete a report and submit it for payment. Most companies pay through PayPal, a few send you a check in the mail. The payment is usually about a month to six weeks after you complete the shop, so it’s not quick, but you get it eventually. You should never pay money to a website in order to be a mystery shopper. I started mystery shopping last Fall and so far it’s been a nice way to make a little extra cash and get some free items. The pay isn’t much, most range from $5 to $30 but you are also reimbursed if you are required to buy something. I’ve gotten free oil changes on cars and free groceries. Some of the companies I’ve mystery shopped for are listed below.



Second to None

MSI Services

These are just some of the options available to those no longer working a full time job. There are always ways to make extra money!

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