The Smart and Frugal Path Disclaimers

All opinions are my own.

I am a therapist, but I am not YOUR therapist. I am not a financial expert. The articles on this website are for informational purposes only and DO NOT constitute professional advice.   Anything on the website or in email newsletters is not a substitute for seeking help from a mental health professional or financial professional.  Although we may talk via comments, “like”, “friend” or “follow” each other on social media, that does not establish a therapeutic relationship of therapist and client.

If you have further questions contact me at [email protected]

Last updated on 7/11/2015