Frugal Means Smart

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Frugal Means Smart

What would you do if you had money at the end of the month?

You don’t have it because you make a lot.  You have it because you manage it well.

Close your eyes a moment and imagine your life if this were true.

Being frugal will help.

You have to be smart to be frugal. It will require you to think. It will require some time.

But it will be worth it.

You can learn and you can change. You can control your spending and stop avoiding your bills.  

You can do this.

Being frugal can even be enjoyable.

How you think about spending less and earning more determines how it feels. Tell yourself it sucks and it will. Keep that picture of your life with money in your head and it won’t.  Whether you make it a game or a chore is up to you.

If you don’t want to be “cheap” I encourage you to read, “Being Cheap vs. Being Frugal (aka Smart)” over at Budgets are $exy. They explain the difference.

It can be fun to get a good deal but you need to know when to put quality before cost. If you will only use the item a short time, then the cheapest may be the way to go. If the item is something you plan to use for years, then you’ll want to get something that will last. But don’t assume the more expensive or name brand will do so. Research. “Costs More” does not equal “Best”.

Being frugal is simple.

  • Think about your money and the wisest use of it.
  • Think about what you are going to buy, before you buy.
  • Plan and save.

Then do what you really want in life.

If you are ready to start, I want you to do three things.

  1. Go to Start Here.
  2. Subscribe at the top or sidebar of this page, so you can learn more and be notified when there is news to share.
  3. Tell me, what would you do with the money you had at the end of the month?  Post your answers in the comments!

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